What Are You Doing Right Now
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@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
I think Edmunds and another organization did a study, and found that on the basic sedan you would be saving something like $8,000 if you leased the car vs purchased it. Buying used was the least expensive option.
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@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Yes we purchase them outright, run them for a minimum of 7 years, but we do maintain maintenance on them. The maintenance pays for all the toner we want as well labor and parts. Paying time and materials would likely make our costs higher than paying maintenance.
If we leased them, we'd have the interest on the lease plus either the higher lease cost because of a $1 buy-out or zero value at the end of the lease, which means another lease ASAP or the payoff amount, which when added to the lease makes it cost noticably more than just buying the printer outright.
Of course there is the time value of money thing, is the value of paying the money all up front versus paying lease payments (either $1 buyout or large purchase price at end) better?
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@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
Run the numbers, it often is. Not always, of course, but often. You pay less per month up front, maintenance is included. The value of your new car at the end of the same period is often worth so little that that value is imaginary.
I know that people who run the numbers generally lease because it costs less.
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@Dashrender said in What Are You Doing Right Now:
If we leased them, we'd have the interest on the lease plus either the higher lease cost because of a $1 buy-out or zero value at the end of the lease, which means another lease ASAP or the payoff amount, which when added to the lease makes it cost noticably more than just buying the printer outright.
Leases don't have interest.
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@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
I think Edmunds and another organization did a study, and found that on the basic sedan you would be saving something like $8,000 if you leased the car vs purchased it. Buying used was the least expensive option.
How can that be? you lease for 3 years, now you either turn it in, or buy it as a used car. The lease payments are as high or (often) higher, assuming you don't put a down payment on it. In either case you loose the value of "new" car like any new car driving off the lot, instant loss of 10+% of the car price.
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@Dashrender said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Yes we purchase them outright, run them for a minimum of 7 years, but we do maintain maintenance on them. The maintenance pays for all the toner we want as well labor and parts. Paying time and materials would likely make our costs higher than paying maintenance.
If we leased them, we'd have the interest on the lease plus either the higher lease cost because of a $1 buy-out or zero value at the end of the lease, which means another lease ASAP or the payoff amount, which when added to the lease makes it cost noticably more than just buying the printer outright.
Of course there is the time value of money thing, is the value of paying the money all up front versus paying lease payments (either $1 buyout or large purchase price at end) better?
You need to look at a different company. Purchasing large office MFP is almost always cheaper, as it generally includes maintenance in the lease, so you need to compare the cost of new+maintenance to just the lease.
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@Dashrender said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
I think Edmunds and another organization did a study, and found that on the basic sedan you would be saving something like $8,000 if you leased the car vs purchased it. Buying used was the least expensive option.
How can that be? you lease for 3 years, now you either turn it in, or buy it as a used car. The lease payments are as high or (often) higher, assuming you don't put a down payment on it. In either case you loose the value of "new" car like any new car driving off the lot, instant loss of 10+% of the car price.
Not true, generally lease payments are lower and without interest then if you were purchasing the car via a loan. Granted this is just with new cars. If you're only looking at used cars it has been found that buying, outright if possible, is significantly less expensive then leasing or owning, even when you include maintenance.
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I'm getting contacted about European jobs today, that's unexpected.
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Some big wig is in the office today. Everyone dressed up nice for it.
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@thanksajdotcom said in What Are You Doing Right Now:
Some big wig is in the office today. Everyone dressed up nice for it.
You better put your pants back on then.
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@Dashrender said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
I think Edmunds and another organization did a study, and found that on the basic sedan you would be saving something like $8,000 if you leased the car vs purchased it. Buying used was the least expensive option.
How can that be? you lease for 3 years, now you either turn it in, or buy it as a used car. The lease payments are as high or (often) higher, assuming you don't put a down payment on it. In either case you loose the value of "new" car like any new car driving off the lot, instant loss of 10+% of the car price.
It's just simple math, add up the payments. I know that @art_of_shred did this last week and the lease was cheaper. The leasers do it for lower cost because they control more factors and know exactly how to do it to make maximum money that is much harder for an individual to do.
It's pretty standard that leases cost less over the long haul. Unless you drive your car into the ground. Then buying used is cheapest.
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@scottalanmiller said in What Are You Doing Right Now:
It's pretty standard that leases cost less over the long haul. Unless you drive your car into the ground. Then buying used is cheapest.
280,000 miles in 9 years? Yeah, timing chain finally jumped a sprocket. That was highly upsetting, I liked that car.
We've got a number of printers around here with almost 1,000,000 pages printed. Wish I knew of a decent company that serviced printers around here. (Lots of people operating out of their van and/or basement.)
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@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@coliver said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
@scottalanmiller said in What Are You Doing Right Now:
@Dashrender said in What Are You Doing Right Now:
She's rather pay up front once and then never again.
Regardless of total cost?
Well, I'm sure it's not regardless. But she doesn't believe in leasing.. and maintenance agreements boil her blood.
Do you guys buy printer right out? Who does the maintenance on them? That's insane to me at my past company, and this one, we saved money by going to a lease agreement that included maintenance.
Same with cars. Leases are often cheaper.
What what? How are car leases cheaper? My new car required zero maintenance costs for 5 years (other than normal oil/fluid changes/tires/light bulbs). Once a lease is over, you turn the car in and get no value for the money you spent other than the ability to drive the car around while you had it (but that's now gone). The warranty covered all of the vehicle stuff the same for purchase or lease, so no advantage in either case.
I think Edmunds and another organization did a study, and found that on the basic sedan you would be saving something like $8,000 if you leased the car vs purchased it. Buying used was the least expensive option.
How can that be? you lease for 3 years, now you either turn it in, or buy it as a used car. The lease payments are as high or (often) higher, assuming you don't put a down payment on it. In either case you loose the value of "new" car like any new car driving off the lot, instant loss of 10+% of the car price.
It's just simple math, add up the payments. I know that @art_of_shred did this last week and the lease was cheaper. The leasers do it for lower cost because they control more factors and know exactly how to do it to make maximum money that is much harder for an individual to do.
It's pretty standard that leases cost less over the long haul. Unless you drive your car into the ground. Then buying used is cheapest.
I buy used... mostly because I tend to drive a crazy amount of miles, we regularly do Maine, Pennsylvania (closer to Pittsburgh), and Florida trips. If I didn't drive so much I would definitely do a lease.
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Ugh internet is down and will be for about 2 hours.
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@Minion-Queen said in What Are You Doing Right Now:
Ugh internet is down and will be for about 2 hours.
~~ then how are you posting.....
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@Minion-Queen said in What Are You Doing Right Now:
Ugh internet is down and will be for about 2 hours.
We lost it a few times here in League City last night.
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@DustinB3403 said in What Are You Doing Right Now:
@Minion-Queen said in What Are You Doing Right Now:
Ugh internet is down and will be for about 2 hours.
~~ then how are you posting.....
Magic
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@scottalanmiller said in What Are You Doing Right Now:
@DustinB3403 said in What Are You Doing Right Now:
@Minion-Queen said in What Are You Doing Right Now:
Ugh internet is down and will be for about 2 hours.
~~ then how are you posting.....
Magic
I knew she had some magic abilities...
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I AM THE MINION QUEEN!!!!
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Oh and Vendors give me awesome gadgets. Working from my IPad Pro with 4g on it.
