@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

@Dashrender said in Is Real Estate Actually a Good Investment on Average?:

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

@Dashrender said in Is Real Estate Actually a Good Investment on Average?:

Your situation changed beyond drastically. Moved from first world country to third world country. Moved from a place where typical wages (according to google) are $16/hr to a place (again according to google) are $1.70/hr (https://take-profit.org/en/statistics/wages/nicaragua/) average monthly wages around $310/m.

It did, and most people have those options. And most people bypass them because of home ownership. Buying a house is a key factor in people paying too much in many aspects of their life and can be a bigger millstone than people calculate.

wow - maybe - I know home ownership has zero to do with why I don't do what you did. I don't because = wife. My wife has zero desire what so ever to live there. She also wants to be a teacher - wants to go into a classroom and teach, I'm assuming she could do that there, but she also doesn't speak spanish, so she'd have to learn that first.

Or she could teach remotely to the US. That's quite common from here. But that's not going into a classroom. But there are English language schools here within walking distance of my house. And four universities at least (partially English.)

yeah - she was crawling out of her skin to get back into the classroom during the pandemic - she HATED - let me say that again - HATEEEDDDD working from home.

Two main reasons that I know:

1. much more challenging to interact via video and a class, even where everyone's face is in it's own window vs in person
2. lack of social interaction with peers - i.e. water cooler work.

Of course lack of #2 is good for the employer - should mean the employee is spending more time on the job...

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

@Dashrender said in Is Real Estate Actually a Good Investment on Average?:

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

My dad is a great example, once I moved away, the pets were gone, and my mom had passed... the house that he bought when I was born and held for 40 years cost so much in taxes that he couldn't afford to live there, it made no sense (it was only a liability.) He didn't make money on the sale, even having held for 40 years, but it was necessary so that he could move to a small, appropriate, modern apartment where he could have someone else mow the grass, pay a small fraction in energy costs, and doesn't need the vehicle to go to the store.

His house didn't increase in value at all compared to when he moved in? or he continued to siphon the equity out while he lived there? It seems pretty unlikely - though not strictly impossible - that in 40 years the house value went up zero, unless the house was basically ready to be demo'ed because it was in such bad shape...

It, like average homes, did not gain value. That's the expectation of the housing market. Houses do not increase in value, period. That's fact. Not at the market level. So don't act surprised that it behaved at the average "expected" behaviour. It did exactly what houses normally do... it help to the inflation line almost exactly.

You say that the absolutely proven knowledge of real estate is "unlikely". Why? Why is everything known about the history of American real estate "unlikely" in the case of my dad's relatively average house? That makes no sense. What's your basis for expecting my dad's house to do something that the average house would not?

Alright - he didn't make money - but he did get a whole lot more than he paid for it - because inflation...

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

@Dashrender said in Is Real Estate Actually a Good Investment on Average?:

Your situation changed beyond drastically. Moved from first world country to third world country. Moved from a place where typical wages (according to google) are $16/hr to a place (again according to google) are $1.70/hr (https://take-profit.org/en/statistics/wages/nicaragua/) average monthly wages around $310/m.

It did, and most people have those options. And most people bypass them because of home ownership. Buying a house is a key factor in people paying too much in many aspects of their life and can be a bigger millstone than people calculate.

wow - maybe - I know home ownership has zero to do with why I don't do what you did. I don't because = wife. My wife has zero desire what so ever to live there. She also wants to be a teacher - wants to go into a classroom and teach, I'm assuming she could do that there, but she also doesn't speak spanish, so she'd have to learn that first.

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

I'll use myself as another example. I had a mortgage of $1600/mo recently. Now I rent a bigger place for $350/mo. In a place that I like more. ANd now I don't need a car, but I needed one before. That's even more savings. Assuming that rent will always equal mortgage just isn't a reasonable assumption.

Your situation changed beyond drastically. Moved from first world country to third world country. Moved from a place where typical wages (according to google) are $16/hr to a place (again according to google) are $1.70/hr (https://take-profit.org/en/statistics/wages/nicaragua/) average monthly wages around $310/m.

You'll get no disagreement from me on the whole need a car thing... one of my favorite things about Rome was a market on nearly every corner... of course - the reliance upon the need to get groceries nearly daily (because small homes, little food storage, etc) breeds it's potential issues.

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

My dad is a great example, once I moved away, the pets were gone, and my mom had passed... the house that he bought when I was born and held for 40 years cost so much in taxes that he couldn't afford to live there, it made no sense (it was only a liability.) He didn't make money on the sale, even having held for 40 years, but it was necessary so that he could move to a small, appropriate, modern apartment where he could have someone else mow the grass, pay a small fraction in energy costs, and doesn't need the vehicle to go to the store.

His house didn't increase in value at all compared to when he moved in? or he continued to siphon the equity out while he lived there? It seems pretty unlikely - though not strictly impossible - that in 40 years the house value went up zero, unless the house was basically ready to be demo'ed because it was in such bad shape...

Another point that's only briefly really covered here is - the difference between living in the home you are buying versus buying as an investment property with the express purpose of making money.

In Jared's example - claiming that he'll need to sell the home for $460K to break even - hardly... because Jared got value from living there. The chances are he would be paying nearly that same amount of money to live anywhere else in that area (a place he specifically wants to live because of the schools and community).

Chances are Jared could move out when his children leave for collage - sell the house, pay off the mortgage and walk away with some nickles in his pocket - but now he'll be homeless - he can't live in that money.

Huge difference between the home you're buying/owning versus money you're investing into the stock market. You sell your home - hopefully you have some money, but you're homeless - you sell your stocks (other investments) and you have cash, but they don't change your living arrangements...

In looking at it from Scott's point of view - it looks like renting property is almost never worth the investment. So then who are the idiots who are buying these home and renting them to others?

How are these investment groups making any money buying all of these houses and then renting them all - taking all of these putting them under an umbrella and then selling ownership shares in that umbrella... how are they making money?

@d-cunnings said in User Profile migration Problem AAD -> AD:

Customer pulling in smaller firm running Windows clean Azure.

I am to get those users off their Azure and onto the On-prem domain and have been given the task to move not only their data but also their current user account experience.

What specifically about the experience are you trying to ensure?

Can you not use user state migration to backup the profile, backup all data, rebuild the PC - join your domain, log into the newly created AD account - restore the profile, etc..

Of course, the user won't have their O365 account associated, If you have O365 as part of your setup, you can do whatever you're doing to bring that to bare.

@Pete-S said in Zoho Mail has new secure sending option:

@Dashrender Good to know.

One purpose of the OTP is that you can't forward the email and have another person read it.

Not directly forward - sure, but you could screen shot it and forward that to someone.

I assume the OTP is more so that people don't have to create accounts in the Zoho system.

In the MS system you have to create an account, same goes for Zix, even if you will only ever read this one message on that system.

Microsoft added something similar last year to their default setup.

Though MS makes you create a Microsoft Account if you don't already have one using the email address that was emailed to.

A nice thing about MS's solution - if you are sending to another O365 account - the email is simply delivered to the mailbox - no one even realizes it was 'sent securely.'

I wonder if Google has added this functionality to their base workplace or whatever it's called accounts?

Nice to see some of the piss taken out of Zix and other "secure email" providers.

@scottalanmiller said in Windows Server 2022 and Suspect Edge Instability:

@VoIP_n00b said in Windows Server 2022 and Suspect Edge Instability:

https://forum.proxmox.com/threads/windows-server-2022-crashing-randomly.109823/

Hmmm... no real answers there. And someone reported it on non-ProxMox, too. Which suggests it's just Windows Server 2022 being unstable.

So far since removing Edge as the default browser, it hasn't done it. But "not doing it yet" isn't much proof of anything.

Do you have any of the log information like they have in that thread?

@WrCombs said in What Are You Doing Right Now:

@Dashrender said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@Dashrender said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

Meetings. Always meetings.

employees forgetting to clockout.. always employees forgetting to clockout

hahaha

I wish I was joking ; every day I get a call from one of these customer about someone not clocking out.

Any why do you and or your company care? that's an HR issue of your client's - there is literally nothing you can do to make them clock out.

Are they paying you to listen to them whine that they don't do their own portion of HR?

Because they call us to help get them clocked out or resolve the issues with clock in / out when it's messing with their real time labor reports.

so - you're saying they lack the training to update the payroll/timeclock system with the corrected punches?

Or just as likely - they refuse to learn it when you do teach, and they just call every day to get help with it - and why not, you don't bill them hourly for support, so they can just eat your time away...

this is an issue for your company - time to re-evaluate the cost of support to those clients, then - you WILL be paid to help with this nonsense.

basically they don't care to learn nor do they care to learn.
and they do pay for support and this is "within scope" apparently.

Then take their rights away - make your life ultimately easier if not just more skut work.

@WrCombs said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@Dashrender said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

Meetings. Always meetings.

employees forgetting to clockout.. always employees forgetting to clockout

hahaha

I wish I was joking ; every day I get a call from one of these customer about someone not clocking out.

Any why do you and or your company care? that's an HR issue of your client's - there is literally nothing you can do to make them clock out.

Are they paying you to listen to them whine that they don't do their own portion of HR?

Because they call us to help get them clocked out or resolve the issues with clock in / out when it's messing with their real time labor reports.

and to add - this is part of being a Managed system provider for POS systems - we have to be able to help them with every part of the POS - so when people don't clock out it causes issues in the front of house, especially when they decide to try and fix it themselves without talking to us first; which is an easy fix - It's a training issue from corporate that I've brought up multiple times

If you really are that fully managed for them - then the client shouldn't even have access to that portion - there by eliminating them causing issues - but forcing them to call you to fix them.

@WrCombs said in What Are You Doing Right Now:

@Dashrender said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

Meetings. Always meetings.

employees forgetting to clockout.. always employees forgetting to clockout

hahaha

I wish I was joking ; every day I get a call from one of these customer about someone not clocking out.

Any why do you and or your company care? that's an HR issue of your client's - there is literally nothing you can do to make them clock out.

Are they paying you to listen to them whine that they don't do their own portion of HR?

Because they call us to help get them clocked out or resolve the issues with clock in / out when it's messing with their real time labor reports.

so - you're saying they lack the training to update the payroll/timeclock system with the corrected punches?

Or just as likely - they refuse to learn it when you do teach, and they just call every day to get help with it - and why not, you don't bill them hourly for support, so they can just eat your time away...

this is an issue for your company - time to re-evaluate the cost of support to those clients, then - you WILL be paid to help with this nonsense.

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

@WrCombs said in What Are You Doing Right Now:

@scottalanmiller said in What Are You Doing Right Now:

Meetings. Always meetings.

employees forgetting to clockout.. always employees forgetting to clockout

hahaha

I wish I was joking ; every day I get a call from one of these customer about someone not clocking out.

Any why do you and or your company care? that's an HR issue of your client's - there is literally nothing you can do to make them clock out.

Are they paying you to listen to them whine that they don't do their own portion of HR?

@nadnerB said in Random Thread - Anything Goes:

The morning after? that's to much credit!

@scottalanmiller said in Is Real Estate Actually a Good Investment on Average?:

@Mario-Jakovina said in Is Real Estate Actually a Good Investment on Average?:

This source (and others) says that prices of houses in US have risen more then 100% percent in 20 years, so it is much faster then inflation:
https://www.globalpropertyguide.com/North-America/United-States/Price-History

True, and that's happened before and always been followed by a crash and correction that wipes those changes away.

If house prices have risen that much (100%) but the cost of housing has risen far less, we have to assume that renting is way cheaper than buying as a relative over the last 20 year period. Which tracks what I've seen, rarely do I see people manage to rent out a house for as much as they are paying to hold on to it.

If that's true - then I don't understand why anyone would ever buy property to rent out - why would you subsidize someone else's living?

@Mario-Jakovina said in Is Real Estate Actually a Good Investment on Average?:

This source (and others) says that prices of houses in US have risen more then 100% percent in 20 years, so it is much faster then inflation:

This is pretty much true here in NE, but that's mainly during/post pandemic - leading up to the pandemic, it might have been around 30% more than I paid...

Bought my house in 2005 for $202K, today 'valued' at $380+

As for my actual income - it's been raising around 1%/year

@scottalanmiller said in Windows Server 2022 and Suspect Edge Instability:

@dbeato said in Windows Server 2022 and Suspect Edge Instability:

@scottalanmiller I haven't seen this. We have so many Servers 2022 and none have had this issue. Anything on the event logs? Something must be written on them.

Absolutely nothing. The logs just end when it turns off. It's literally as if someone pulled the power out.

Are they BSODing? are they set to auto recover? perhaps turn that off and look at the console when it happens to see if there is a report on the BSOD...

@RojoLoco said in What Are You Doing Right Now:

Hit the ground running today, I could hear the UPS beeping from the hallway.

Hey - Same thing here - only it's the office across town. They called first thing - this box - I think it says - uh.. UUUUU PEEE ESSSS.. it's making all this noise unless I turn it off.

/sigh.

7 year old unit - battery finally died..