@DustinB3403 said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

@PhlipElder said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

Is there any good reason to have a reverse mortgage? The only situation I can think of where it sort of makes sense is from a survival standpoint. I'm sure some older people have lost their spouse and may not be able to make payments and still afford to live. It looks really predatory on paper. I'm curious if I am missing something here

A reverse mortgage allows you to access the equity of your home, without having to move. It's usually marketed to older people who aren't working, but need money (and some place to live). Because selling your house for the cash and not having anywhere to live doesn't really work.

This is why retirement communities exist though. You sell your house and move into a much less expensive house.

It's very traumatizing for folks to move after being in the same home for so long. They raised their kids there, they broke bread together there, they had their highs and lows there, and so on.

Change is hard. It's even harder at that age.

A lot of peoples wealth is tied up in their home equity. If you willingly give it away you are trading equity in a home that continues to go up in value (lets assume you are in a good area) for currency that gets pounded by inflation. This contract is a snapshot.

You aren't giving away the equity, you're slowly selling the property while you live there until death or you actually sell it. Whatever you may sell the house for, off the top covers the reverse mortgage to pay that back and then any outstanding debts.

It can make sense, in some cases. Single-non working childless person who is near that age. Wants to live in their house and have helping hands or whatever come over to assist.

Yeah its just a very specific case where it makes sense. They market it like its not

@PhlipElder said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

Is there any good reason to have a reverse mortgage? The only situation I can think of where it sort of makes sense is from a survival standpoint. I'm sure some older people have lost their spouse and may not be able to make payments and still afford to live. It looks really predatory on paper. I'm curious if I am missing something here

A reverse mortgage allows you to access the equity of your home, without having to move. It's usually marketed to older people who aren't working, but need money (and some place to live). Because selling your house for the cash and not having anywhere to live doesn't really work.

This is why retirement communities exist though. You sell your house and move into a much less expensive house.

It's very traumatizing for folks to move after being in the same home for so long. They raised their kids there, they broke bread together there, they had their highs and lows there, and so on.

Change is hard. It's even harder at that age.

A lot of peoples wealth is tied up in their home equity. If you willingly give it away you are trading equity in a home that continues to go up in value (lets assume you are in a good area) for currency that gets pounded by inflation. This contract is a snapshot.

@DustinB3403 said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

Is there any good reason to have a reverse mortgage? The only situation I can think of where it sort of makes sense is from a survival standpoint. I'm sure some older people have lost their spouse and may not be able to make payments and still afford to live. It looks really predatory on paper. I'm curious if I am missing something here

A reverse mortgage allows you to access the equity of your home, without having to move. It's usually marketed to older people who aren't working, but need money (and some place to live). Because selling your house for the cash and not having anywhere to live doesn't really work.

This is why retirement communities exist though. You sell your house and move into a much less expensive house.

Is there any good reason to have a reverse mortgage later in life? The only situation I can think of where it sort of makes sense is from a survival standpoint. I'm sure some older people have lost their spouse and may not be able to make payments and still afford to live. It looks really predatory on paper. I'm curious if I am missing something here

@black3dynamite said in Gaming - What's everyone playing / hosting / looking to play:

@wirestyle22 said in Gaming - What's everyone playing / hosting / looking to play:

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

@scottalanmiller said in Gaming - What's everyone playing / hosting / looking to play:

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

@scottalanmiller said in Gaming - What's everyone playing / hosting / looking to play:

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

Is there just no way to play these old games anymore?

Android. They are ALL available except the three I mentioned.

Well thats just sad, I don't want to play on my phone

Didn't say phone. Nvidia Shield is an Android gaming rig, for example. You can play Android on your TV.

Oh I see what your saying. Still wish it was available for pc on a console.

You could make a Retro Pi too. I have one and its fantastic. Two bluetooth controllers and probably 3k games from multiple consoles

This dude uses syncthing to synchronizing his files between each retro pi devices.
https://opensource.com/article/19/1/retropie

That a cool idea

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

@scottalanmiller said in Gaming - What's everyone playing / hosting / looking to play:

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

@scottalanmiller said in Gaming - What's everyone playing / hosting / looking to play:

@jmoore said in Gaming - What's everyone playing / hosting / looking to play:

Is there just no way to play these old games anymore?

Android. They are ALL available except the three I mentioned.

Well thats just sad, I don't want to play on my phone

Didn't say phone. Nvidia Shield is an Android gaming rig, for example. You can play Android on your TV.

Oh I see what your saying. Still wish it was available for pc on a console.

You could make a Retro Pi too. I have one and its fantastic. Two bluetooth controllers and probably 3k games from multiple consoles

@Joy said in What Are You Doing Right Now:

@jmoore said in What Are You Doing Right Now:

@Joy said in What Are You Doing Right Now:

Good Morning! In case anyone of you wondering for my long absence.
I am here somewhere in Norway, Drinking coffee and trying to figure out how to get a job . I mean, I'm available for remote jobs. kthxbye.

Hi Joy good to hear from you! How did you get to Norway btw?

https://mangolassi.it/topic/19022/bmw-oslo-marathon-2019/2
and now
Married to a Norwegian man. :beating_heart:

Congrats!!!

@Joy Congrats! I hear Norway is a really nice place to live.

@gjacobse said in NextCloud Shared Folder, not seen:

JEEZE -

Though I had checked - it's been two months or more since then.

Some how the permissions had fallen off and just needed to be added to the folder again.

Solved!

Enjoy the easy ones

@JaredBusch said in Securing SSH:

@hobbit666 said in Securing SSH:

@Dashrender To be honest that's my next step is now to make some keys for my laptop, and see how and where they go
but my guess is in the same authorized_keys file on a separate line

This is your friend.

ssh-copy-id -i ~/.ssh/id_ed25519.pub user@ip

if you only have a single public key you can simplify it to

ssh-copy-id user@ip

I specify because my desktop has a few different generated keys.

How does this fit into disaster recovery plans when you have many hundreds of ssh keys and a large IT team? If one person has 100 keys to various servers and their laptop dies, are you guys using a script to copy the keys per user? Also new user creation or deleting keys when someone leaves

We were going to KC Prime for some kind of IT appreciation day which is this great steakhouse @scottalanmiller and I went to (although we only drank at the bar). Apparently someone complained and now we have been downgraded to olive garden.

@scottalanmiller said in Are Security Careers Real?:

@JaredBusch said in Are Security Careers Real?:

@scottalanmiller said in Are Security Careers Real?:

@VoIP_n00b said in Are Security Careers Real?:

I friend of mine just made the transition to security. He said his pay doubled.

What did he transition from?

And WTF is security?

Right? Everyone says it, but what exactly is that job?

You know how a lot of companies put "other duties as assigned" in your job description? That is the entire job

@LilAng said in What Are You Watching Now:

@wirestyle22 said in What Are You Watching Now:

I watched season one of The Promised Neverland. I really enjoyed it

This is sooooo good! @Supreme_Overlord kept pushing me to watch it and did not regret! I had to read the manga as I am very impatient.

I really think it's something special. Curious what will be done further into the story

@LilAng said in What Are You Watching Now:

@black3dynamite said in What Are You Watching Now:

@LilAng said in What Are You Watching Now:

@black3dynamite said in What Are You Watching Now:

JoJo’s Bizarre Adventure on Netflix.

I love this show! also the 90's dub was hilarious.

Me too. There are some hilarious moments too.

The music Score is fantastic! 10/10

JoJo's is fantastic

I watched season one of The Promised Neverland. I really enjoyed it

@DustinB3403 said in Random Thread - Anything Goes:

@wirestyle22 said in Random Thread - Anything Goes:

@Dashrender said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@Dashrender said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@nadnerB I'd possibly have to break up with a chick if she did that to my refrigerator. . .

Only possibly?

Depends on the intent (aka how hot she is) lol.

LOL - yeah, I actually thought the same thing the instant I posted.. if she's super hot, not as much an issue.

There are beautiful women everywhere boys, why settle for crazy

Because you may not be able to get beautiful and sane. . .

You can't if you think you can't. I'm fat and my wife is beautiful and sane. If I can do it anyone can. Food for thought

@JaredBusch said in Optimizing Fedora 31 VM w/GUI for remote access:

@wirestyle22 said in Optimizing Fedora 31 VM w/GUI for remote access:

Currently Windows 10 RDP works incredibly well but trying to loan Gnome or Fedora has been much slower.

What is the point here. What are you "trying to learn" in a GUI?

You do not "learn" desktop environments. You simply use them. If your desktop environment requires a lot of education to use, it is shit and you need to choose another one.

load, not learn. I typo'd

@Dashrender said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@Dashrender said in Random Thread - Anything Goes:

@DustinB3403 said in Random Thread - Anything Goes:

@nadnerB I'd possibly have to break up with a chick if she did that to my refrigerator. . .

Only possibly?

Depends on the intent (aka how hot she is) lol.

LOL - yeah, I actually thought the same thing the instant I posted.. if she's super hot, not as much an issue.

There are beautiful women everywhere boys, why settle for crazy

@coliver said in Good Specs to Build a Gaming PC (asking for a friend):

@scottalanmiller said in Good Specs to Build a Gaming PC (asking for a friend):

@coliver said in Good Specs to Build a Gaming PC (asking for a friend):

@wirestyle22 said in Good Specs to Build a Gaming PC (asking for a friend):

@RojoLoco said in Good Specs to Build a Gaming PC (asking for a friend):

@Supreme_Overlord since the will probably be used for Steam games, check out the Steam controller. I got one (2nd one is a regular xbox wireless) and it has been pretty good. And it can go wired or wireless.

yeah these go on sale quite often so you might want to wait until you see it

It was discontinued in November of 2019.

What do we do now? The Steam controller is what made SO many games actually usable! Dammit. That was a literal game changer.

Yep they had a blow out sale in November. Then they announced they were clearing stock and cancelling un-shipped orders. There was rumor about a V2 coming out but nothing has materialized yet.

I totally forgot that happened. This was when they were selling steamlink for $1 right. I think all of it was on sale

@stacksofplates said in Optimizing Fedora 31 VM w/GUI for remote access:

If you're looking to learn about it, dconf is where you set the properties for GNOME 3. Tweak tool exposes a small number of these. Dconf-editor will give a gui tool to manage all of the settings or you can manage them through normal dump configs in /etc/dconf/db/ and then the database directory you want to manage.

Use the dump directories if you want to automate things like login messages, disabling the picker for usernames to force typing it in, disabling the power button without signing in, etc.

Thanks