insurance - uhhh.. stuff.
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@scottalanmiller said:
@Dashrender said:
@scottalanmiller said:
I didn't think that you would. I see nothing wrong with using cash and then reimbursement. I'm not sure that I see the value to you, but that's a different issue. If it is better for you somehow, great.
It's better at a minimum, it's just that much longer ($53 worth) before I meet my deductible, and at best, it's $53 I saved myself assuming I never reach my deductible.
Also by doing this, If I meet my deductible, my insurance company saved $53. If, when possible, everyone worked to have the system cost less by spending less, how can't things become cheaper. Of course this is one of those - can one person really make a difference things.
Ah, so even better. It REALLY is you paying it yourself.
Yes, that is how high deductible works. I have to pay 100% until the deductible is met.
The only main backfire thing here is, because the vendor (drs office in this case) has a contract in place saying that my insurance company will pay them $253 - will my insurance company refuse my cash receipt toward my deductible because it's less than the agreed upon amount?
I'll be calling the insurance company today.
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Now assuming you're going to mean your deductible regardless - then it might not be worth the effort of trying to get a lower rate, because ultimately you won't save any money, and now you're spending your time and effort saving the insurance company money - and if there was a value in that I'd still be for doing that, but alas, we know there isn't.
