@IRJ said:
Did you live in a different area?
The last major hurricane to make landfall in Tampa/St. Pete was in 1921. Tampa/ St. Pete would be underwater if anything Cat2 or higher were to make a direct hit.
http://www.wfla.com/story/22489099/tampa-bay-tops-list-of-most-vulnerableoverdue-hurricane-cities
http://www.climatecentral.org/news/top-5-most-vulnerable-us-cities-to-hurricanes
Yes I did live elsewhere, and I was underwater a few times.
The fact that it's been nearly 100 years since a direct hit in TB gave me confidence to live here as opposed to other coastal locations in the state.
When the Weather Channel makes a documentary specifically about my town, then I'll reconsider. 
I'm thinking about when they planned to do a "It could happen tomorrow" segment on a Cat 5 hitting NOLA, then it happened. They changed it to a Cat 3 hitting NYC, and then that happened later on.
That said, there is a certain amount of preparedness readiment I do between June and November.
The fact remains that certain areas of the US have a level of natural disaster risk no matter what.
California - Earthquakes
Middle America - Tornadoes
Gulf Coast/East Coast - Hurricanes
I'm willing to chance it for a milder year-round climate. It's ok if there are people who disagree.