Non-IT News Thread
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@RojoLoco said in Non-IT News Thread:
@JaredBusch said in Non-IT News Thread:
SunTrust and BB&T Announce Merger
BB&T and SunTrust are coming together in a transformational merger of equals to create the premier financial institution in the country. The combination of these two iconic franchises creates the sixth-largest U.S. bank with 275 years of combined history serving clients and communities in some of the best markets in the country. With our shared mission- and purpose-driven cultures, our combined company will have an accelerated capacity to invest in transformational technologies for our clients.
This merger is exactly why my gf got laid off... But she was sick and tired of working at a company that condones and encourages incompetence (BB&T). If they thought you were a good person, it didn't matter how stupid you were, how many times you royally fucked up, or how staunch you were in your refusal to do your job correctly.
Pro tip: NEVER let BB&T (or whatever they're about to be) touch your money. They are willfully ignorant and negligently careless. My gf prevented fraudulent wire transfers from going out multiple times because she had the gumption to actually double check with the appropriate manager. I can't believe that wad of morons survived the financial crisis a few years back.
SunTrust is the holder of my home loan. Never dealt with BB&T. Doesn't sound like I want to.
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@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
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@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
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@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I've heard that they get pissy even if you are on time with the payment.
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@DustinB3403 said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I've heard that they get pissy even if you are on time with the payment.
Interesting - why even have a conversation if you are on time? just becuase they like to waste money paying employees to call and hassle you?
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@Dashrender said in Non-IT News Thread:
@DustinB3403 said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I've heard that they get pissy even if you are on time with the payment.
Interesting - why even have a conversation if you are on time? just becuase they like to waste money paying employees to call and hassle you?
To try and get an additional non-principal payment out of you would be my guess. Since there is no other reason to do it besides douchebaggery.
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@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I never make late payments, and they don't bother me, but I'm pretty concerned about the general availability of their systems.
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@DustinB3403 said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@DustinB3403 said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I've heard that they get pissy even if you are on time with the payment.
Interesting - why even have a conversation if you are on time? just becuase they like to waste money paying employees to call and hassle you?
To try and get an additional non-principal payment out of you would be my guess. Since there is no other reason to do it besides douchebaggery.
That doesn't even make sense - unless you're claiming they are trying to scam you into paying them for nothing?
While I suppose they can call and ask for free money - but it's up to you to not be scammed.
First I've heard of this reasoning from Well's Fargo.
harassing because you're late - they have every right to do that.
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@RojoLoco said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
I never make late payments, and they don't bother me, but I'm pretty concerned about the general availability of their systems.
LOL - well, after that last situation, who can blame you? Though frankly - I'd be surprised if nearly every institution couldn't suffer a similar situation. Bank or no Bank, fed regulations or no..
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Fox host says he 'hasn't washed hands in 10 years'
http://www.bbc.co.uk/news/world-us-canada-47201923 -
Why so many people believe conspiracy theories
http://www.bbc.co.uk/news/world-47144738 -
How India's single time zone is hurting its people
http://www.bbc.co.uk/news/world-asia-india-47168359 -
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
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@bnrstnr said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
That sounds like a hot mess alright.
SunTrust has done good with mine. They screwed up in year one. Corrected in year 2 and year 3 seems solid now.
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Military to investigate decision to certify the Falcon Heavy rocket
"We plan to begin the subject evaluation in February 2019."
In a memorandum released Monday night, the US Department of Defense Office of the Inspector General informed Air Force leadership that it will evaluate the military's certification of SpaceX's Falcon Heavy for national security missions.
"We plan to begin the subject evaluation in February 2019," the memorandum states. "Our objective is to determine whether the US Air Force complied with the Launch Services New Entrant Certification Guide when certifying the launch system design for the Evolved Expendable Launch Vehicle-class SpaceX Falcon 9 and Falcon Heavy launch vehicles." -
@bnrstnr said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
I almost always owe these days... It's been 5 years since Wells Fargo, so I don't recall with them.
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@bnrstnr said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
I cancelled my ESCROW account as of last year for a couple reasons. I'm one who shops around home/auto insurance annually and every time I switch home insurance it's a nightmare. As you say, the amount they deduct is always off, and usually on the high side (although this makes sense on their end to ensure that always have sufficient funds). Plus it puts me in control to hold my money and earn interest on it and pay my property taxes in the most tax efficient way for me.
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@bnrstnr said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
I got a check back my first year, ever since then they keep predicting escrow shortages, so my payment ends up going up like $25 or so each year. But they have been reasonably close, as my property taxes keep rising.
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@RojoLoco said in Non-IT News Thread:
@bnrstnr said in Non-IT News Thread:
@Dashrender said in Non-IT News Thread:
@RojoLoco said in Non-IT News Thread:
@JaredBusch I feel that pain. Wells Fargo is my mortgage holder/servicer.
I had them for 5 years - never had a problem, not once.
Of course - i was never late with my payments either.
The only problems I've had with them is that their account people have no idea how to calculate what to take out for escrow. Every year they send me a check because they take too much. I've tried calling and going over the numbers with them, and they just don't get it. I'm half tempted to just say screw the escrow altogether if they'll let me. Referring to the stupid letter at the end of the year saying "you have these choices for your escrow payment... if you do nothing your payment will automatically raise to this amount"
Now that I type this it totally seems like a scam, given Wells Fargo's reputation. Take way more escrow from every single customer and profit on the interest. Bastards.
I got a check back my first year, ever since then they keep predicting escrow shortages, so my payment ends up going up like $25 or so each year. But they have been reasonably close, as my property taxes keep rising.
Yeah, same here. Mine tends to be over, but just a tiny bit. I prefer the peace of mind.
