Rising Cyber Attacks Costing Health System $6 Billion Annually
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And they pass the cost along to you, the consumer!
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@Dashrender said:
It's completely likely that hugh percentages of people will use more medical care dollars than then even earn in their lifetimes. and if not more.. damn close to the same... when you look over the entirety of their lives.
Only in the US and the cost is not from the healthcare. It's a product of the desire to make the sick pay rather than having society take care of each other.
The culture in the US is that they would rather than the sick die than have the healthy be part of the solution (idealism.) Most of the world operates under realism and knows that taking care of each other has the best overall results.
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@scottalanmiller said:
@Dashrender said:
What I don't understand is that I'm told that in places like Canada, Germany, etc. If you need a kidney transplant you're more likely to die than ever see that transplant. Furthermore, our media machine also tells us that the line at the doctors office is worse than what we have in the US.
But are you told that by people who live there? When you go to the third world you don't want American doctors showing up (DR without Borders), you want German, French, Spanish, Italian, Japanese, etc. Better trained, likely to care more.
I know people who have lived in Canadian and they say the health care is bad and that foreigners often get treatment before they would.
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One of the things that is very telling is that people who live along the US / Mexico border cross from the US into Mexico to get better healthcare. Even paying completely out of pocket as US insurance won't cover that, many people do it to lower costs (even paying the full amount) and getting healthcare that they can't get in the US (or faster, or better, whatever.)
No one crossing INTO the US from Canada or Mexico to get healthcare, they cross out of the US for that.
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@scottalanmiller said:
@Dashrender said:
I understand everything you're saying Scott - the problem I have with it is, who's going to pay for it all?
What do you mean? It costs less. A LOT less. YOU are paying for it today. So it is YOU who will "stop" paying for it. It works for everyone else. Why would it be a problem in the US, other than we hate keeping people healthy?
The citizens of those counties definitely pay for it... they just don't pay directly, instead they pay with Taxes that are at or over 50%.
Another difference is shear size. European countries are considerably smaller - I'm sure that plays into the economics of it as well.
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@thecreativeone91 said:
I know people who have lived in Canadian and they say the health care is bad and that foreigners often get treatment before they would.
Canada is often considered the worst of first world healthcare, and I've heard similar things from up there - but never from someone who has come to the US and also experiences the US healthcare. once they've done that, they realize that they were comparing Canada against the good nations and that Canada, while bad, at least isn't US bad.
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My German friends all tell me that they must purchase additional supplemental health coverage otherwise they will be waiting a long time to see the doctor, etc. I'm not sure how things play out when they need surgery, etc.
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@Dashrender said:
The citizens of those counties definitely pay for it... they just don't pay directly, instead they pay with Taxes that are at or over 50%.
You need to look that up. A few things to consider:
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Healthcare cost in no leading country is even half what it is in the US. Yes, they pay, but they pay half what you do.
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The US mandates that healthcare insurance be paid, that's a tax. My US tax rate was 52% - higher than any large European nation. Europe has lower taxes if you don't use the US loophole of calling healthcare insurance something other than a tax, which it is.
European nations have high taxes because they do a LOT of things, beyond healthcare, that the US does not do and they still pay less in taxes once you consider the big picture. The whole "low US tax" scam is part of the marketing.
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@scottalanmiller said:
One of the things that is very telling is that people who live along the US / Mexico border cross from the US into Mexico to get better healthcare. Even paying completely out of pocket as US insurance won't cover that, many people do it to lower costs (even paying the full amount) and getting healthcare that they can't get in the US (or faster, or better, whatever.)
No one crossing INTO the US from Canada or Mexico to get healthcare, they cross out of the US for that.
Frankly this doesn't surprise me - the Mexican Doctors of course will welcome anyone with cash in hand to their clinics. Their citizens certainly don't have any.
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@Dashrender said:
Another difference is shear size. European countries are considerably smaller - I'm sure that plays into the economics of it as well.
Yes, that makes it much harder for them to compete as they have less scale to work with and they still do the best in the world (France is considered number one, Italy number two.) The US has the best chances of being cost effective as it is the largest first world nation. But to be fair, countries like Germany are so large that they are in a similar bracket of scale. Once you are over 40m or so, having more doesn't change healthcare dramatically.
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@Dashrender said:
@scottalanmiller said:
One of the things that is very telling is that people who live along the US / Mexico border cross from the US into Mexico to get better healthcare. Even paying completely out of pocket as US insurance won't cover that, many people do it to lower costs (even paying the full amount) and getting healthcare that they can't get in the US (or faster, or better, whatever.)
No one crossing INTO the US from Canada or Mexico to get healthcare, they cross out of the US for that.
Frankly this doesn't surprise me - the Mexican Doctors of course will welcome anyone with cash in hand to their clinics. Their citizens certainly don't have any.
And will do stuff that not medically needed & selective surgeries that are illegal in the US.
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Here is a simple test....
Of people who have lived and dealt with healthcare in the US as well as in a leading healthcare nation (Germany, France, Italy, Spain, Switzerland, Norway, Sweden, Denmark, Holland, Belgium, Austria, Japan, etc.) how many would prefer to deal with healthcare in which?
I've never met anyone who had done both and preferred the US. No one. Lots of people who dislike or like wherever they are and lack comparative. But of people who have done both, it's been ubiquitous, in my experience, that they prefer the same ones that are ranked highly by the UN / WHO and the ones that cost the least to provide.
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@thecreativeone91 said:
@Dashrender said:
@scottalanmiller said:
One of the things that is very telling is that people who live along the US / Mexico border cross from the US into Mexico to get better healthcare. Even paying completely out of pocket as US insurance won't cover that, many people do it to lower costs (even paying the full amount) and getting healthcare that they can't get in the US (or faster, or better, whatever.)
No one crossing INTO the US from Canada or Mexico to get healthcare, they cross out of the US for that.
Frankly this doesn't surprise me - the Mexican Doctors of course will welcome anyone with cash in hand to their clinics. Their citizens certainly don't have any.
And will do stuff that not medically needed & selective surgeries that are illegal in the US.
Well Medically not needed is in the eye of the beholder - I know in the US we do TONS of testing as a CYA, but frankly could be dismissed in most cases, but the doctor 1) doesn't want to be sued and 2) needs to find other ways to prop up their dwindling income.
The only ones getting rich in the medical biz in the US is the insurance companies.
Working for a medical practice I see what we bring in (at least at a high level) and see what goes out. As Scott has already pointed out, providing health insurance to employees is the single biggest expense our office has.
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@scottalanmiller said:
Here is a simple test....
Of people who have lived and dealt with healthcare in the US as well as in a leading healthcare nation (Germany, France, Italy, Spain, Switzerland, Norway, Sweden, Denmark, Holland, Belgium, Austria, Japan, etc.) how many would prefer to deal with healthcare in which?
I've never met anyone who had done both and preferred the US. No one. Lots of people who dislike or like wherever they are and lack comparative. But of people who have done both, it's been ubiquitous, in my experience, that they prefer the same ones that are ranked highly by the UN / WHO and the ones that cost the least to provide.
Who wouldn't opt for the no paper work/no money out of pocket solution?
Now narrow your scope and ask those same people who had cancer - or some other major malady (non transplant), and see what you get?
Though I'm sure you wouldn't be able to find those patients... because those who have had cancer/etc and dealt with both systems probably don't exist in large enough numbers to give you a good result.
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@Dashrender said:
@scottalanmiller said:
Here is a simple test....
Of people who have lived and dealt with healthcare in the US as well as in a leading healthcare nation (Germany, France, Italy, Spain, Switzerland, Norway, Sweden, Denmark, Holland, Belgium, Austria, Japan, etc.) how many would prefer to deal with healthcare in which?
I've never met anyone who had done both and preferred the US. No one. Lots of people who dislike or like wherever they are and lack comparative. But of people who have done both, it's been ubiquitous, in my experience, that they prefer the same ones that are ranked highly by the UN / WHO and the ones that cost the least to provide.
Who wouldn't opt for the no paper work/no money out of pocket solution?
I wouldn't because then people just start being lazy and not working because they can get care either way. Much like our welfare system.
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@thecreativeone91 said:
@Dashrender said:
@scottalanmiller said:
Here is a simple test....
Of people who have lived and dealt with healthcare in the US as well as in a leading healthcare nation (Germany, France, Italy, Spain, Switzerland, Norway, Sweden, Denmark, Holland, Belgium, Austria, Japan, etc.) how many would prefer to deal with healthcare in which?
I've never met anyone who had done both and preferred the US. No one. Lots of people who dislike or like wherever they are and lack comparative. But of people who have done both, it's been ubiquitous, in my experience, that they prefer the same ones that are ranked highly by the UN / WHO and the ones that cost the least to provide.
Who wouldn't opt for the no paper work/no money out of pocket solution?
I wouldn't because then people just start being lazy and not working because they can get care either way. Much like our welfare system.
This is a problem that the UK suffers even worse than the US does!
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@Dashrender said:
I understand everything you're saying Scott - the problem I have with it is, who's going to pay for it all?
It's completely likely that hugh percentages of people will use more medical care dollars than then even earn in their lifetimes. and if not more.. damn close to the same... when you look over the entirety of their lives.
The government does...
The US has the highest health spending in the world - equivalent to 17.9% of its gross domestic product (GDP), or $8,362 per person. And it's not all private - government spending is at $4,437 per person
~50% of all medical expenses were paid for by the government prior to 2012.
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@coliver said:
@Dashrender said:
I understand everything you're saying Scott - the problem I have with it is, who's going to pay for it all?
It's completely likely that hugh percentages of people will use more medical care dollars than then even earn in their lifetimes. and if not more.. damn close to the same... when you look over the entirety of their lives.
The government does...
The government doesn't pay for anything.. Citizen's do through taxes.
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@thecreativeone91 said:
I wouldn't because then people just start being lazy and not working because they can get care either way. Much like our welfare system.
That's the American view generally - I'd rather get less as long as other people who don't deserve it as much as I do also get less. Idealism. I agree, there is a lot of value to being "fair."
The problem is, you lose. That's where European style realism is nice. Sure, it's not fair that the guy over there is lazy. But stop worrying about punishing him, focus on the fact that your life just improved.
Americans are very, very willing to hurt themselves as long as they can hurt someone that they feel deserves being hurt, more.
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@Dashrender said:
This is a problem that the UK suffers even worse than the US does!
The UK, yes, they have always had those issues. We inherited a lot from them in that regard.
