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    Invisible ATM Card skimming

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    • MattSpellerM
      MattSpeller @Dashrender
      last edited by

      @Dashrender said:

      non PIN use of chip is the way the US is going.

      How is that secure?

      Not sure if it exists in Europe, but I would expect it does.

      1 Reply Last reply Reply Quote 0
      • DashrenderD
        Dashrender
        last edited by

        That was more or less my question several posts above.

        But in thinking about it, it's more secure than swiping, because with swiping, someone can just borrow your card (say a waiter) scan/copy it in the back, and make new ones all day long.

        With a chip, you can copy it, at least not easily.

        But this is a half measure.

        Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

        scottalanmillerS MattSpellerM 3 Replies Last reply Reply Quote 0
        • scottalanmillerS
          scottalanmiller @Dashrender
          last edited by

          @Dashrender said:

          With a chip, you can copy it, at least not easily.

          Right, chips are very hard to copy. Not sure if anyone is even able to do it yet. Add the pin feature and you can't use the card in the owner's absence [easily].

          1 Reply Last reply Reply Quote 0
          • scottalanmillerS
            scottalanmiller @Dashrender
            last edited by

            @Dashrender said:

            Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

            Chip + biometric + time limit.

            DashrenderD 1 Reply Last reply Reply Quote 0
            • DashrenderD
              Dashrender @scottalanmiller
              last edited by

              @scottalanmiller said:

              @Dashrender said:

              Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

              Chip + biometric + time limit.

              what is the biometric?

              1 Reply Last reply Reply Quote 0
              • DashrenderD
                Dashrender
                last edited by

                I used Tap to pay with ISIS before Google bought them and changed it to Google Wallet (added to... whatever they did). No biometric used there.

                1 Reply Last reply Reply Quote 0
                • MattSpellerM
                  MattSpeller @Dashrender
                  last edited by MattSpeller

                  @Dashrender said:

                  Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

                  It's limited $ and easy to contest. Also speeds up the line at Timmie's like you would not believe. I bet the ones in Ontario* will take debit soon with tap enabled.

                  *Tim Hortons refused to accept debit for a long time as it caused EPIC lineups. Best of my knowledge they still do not in Ontario (cash only)

                  DashrenderD 1 Reply Last reply Reply Quote 0
                  • DashrenderD
                    Dashrender @MattSpeller
                    last edited by

                    @MattSpeller said:

                    @Dashrender said:

                    Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

                    It's limited $ and easy to contest. Also speeds up the line at Timmie's like you would not believe. I bet the ones in Ontario* will take debit soon with tap enabled.

                    *Tim Hortons refused to accept debit for a long time as it caused EPIC lineups. Best of my knowledge they still do not in Ontario (cash only)

                    WOW - were the terminals so slow that entering a PIN for debt caused a problem?

                    I remember the commercials from a few years ago... when they were trying to get you to use CC... and someone used Cash and the whole line grinded to a halt.. funny how things are turned around now.

                    MattSpellerM scottalanmillerS 2 Replies Last reply Reply Quote 0
                    • MattSpellerM
                      MattSpeller @Dashrender
                      last edited by

                      @Dashrender humans were slow. faster to hand over a 20 and let the machine* cough out your change.

                      *well known fact that Tim's cashiers are just humanoid robots created for the sole purpose of handing back exact change with inhuman speed.

                      1 Reply Last reply Reply Quote 0
                      • scottalanmillerS
                        scottalanmiller @Dashrender
                        last edited by

                        @Dashrender said:

                        @MattSpeller said:

                        @Dashrender said:

                        Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

                        It's limited $ and easy to contest. Also speeds up the line at Timmie's like you would not believe. I bet the ones in Ontario* will take debit soon with tap enabled.

                        *Tim Hortons refused to accept debit for a long time as it caused EPIC lineups. Best of my knowledge they still do not in Ontario (cash only)

                        WOW - were the terminals so slow that entering a PIN for debt caused a problem?

                        I remember the commercials from a few years ago... when they were trying to get you to use CC... and someone used Cash and the whole line grinded to a halt.. funny how things are turned around now.

                        Not turning around, just moving continuously in the same direction. Paying in cash still takes a long time. A lot of places fall apart trying to figure out money and change.

                        DashrenderD 1 Reply Last reply Reply Quote 0
                        • DashrenderD
                          Dashrender @scottalanmiller
                          last edited by

                          @scottalanmiller said:

                          @Dashrender said:

                          @MattSpeller said:

                          @Dashrender said:

                          Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

                          It's limited $ and easy to contest. Also speeds up the line at Timmie's like you would not believe. I bet the ones in Ontario* will take debit soon with tap enabled.

                          *Tim Hortons refused to accept debit for a long time as it caused EPIC lineups. Best of my knowledge they still do not in Ontario (cash only)

                          WOW - were the terminals so slow that entering a PIN for debt caused a problem?

                          I remember the commercials from a few years ago... when they were trying to get you to use CC... and someone used Cash and the whole line grinded to a halt.. funny how things are turned around now.

                          Not turning around, just moving continuously in the same direction. Paying in cash still takes a long time. A lot of places fall apart trying to figure out money and change.

                          It's probably the best thing I like about Sonic restaurant. Employees who work there have actual real life basic math skills. They can usually figure out change in a second. Three at the max.

                          coliverC 1 Reply Last reply Reply Quote 0
                          • coliverC
                            coliver @Dashrender
                            last edited by

                            @Dashrender said:

                            @scottalanmiller said:

                            @Dashrender said:

                            @MattSpeller said:

                            @Dashrender said:

                            Then then I'd say the same about Tap and Pay - if you aren't entering a PIN, how are you any safer then just chip?

                            It's limited $ and easy to contest. Also speeds up the line at Timmie's like you would not believe. I bet the ones in Ontario* will take debit soon with tap enabled.

                            *Tim Hortons refused to accept debit for a long time as it caused EPIC lineups. Best of my knowledge they still do not in Ontario (cash only)

                            WOW - were the terminals so slow that entering a PIN for debt caused a problem?

                            I remember the commercials from a few years ago... when they were trying to get you to use CC... and someone used Cash and the whole line grinded to a halt.. funny how things are turned around now.

                            Not turning around, just moving continuously in the same direction. Paying in cash still takes a long time. A lot of places fall apart trying to figure out money and change.

                            It's probably the best thing I like about Sonic restaurant. Employees who work there have actual real life basic math skills. They can usually figure out change in a second. Three at the max.

                            I can honestly say I used to be able to do this... until I went to college then my math skills went to hell.

                            1 Reply Last reply Reply Quote 0
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