@scottalanmiller said:

@quicky2g said:

@dafyre said:

@scottalanmiller said:

@dafyre said:

@scottalanmiller said:

@dafyre said:

@scottalanmiller said:

@IRJ said:

@scottalanmiller said:

@IRJ said:

@scottalanmiller said:

@IRJ said:

I believe everyone is at fault here, the son, the father, and AT&T. Everyone already mentioned why the father and son our at fault, but AT&T should have proactive monitors that send out redflags once a data bill hits a certain threshold. Especially if the family's typical phone bill is $150 and all the sudden is $2000. That should send a redflag somewhere and something should be done to ensure the customer really wants to accept the outrageous data charges.

But they did, right?

a single text message

how much hounding does one need. The message was sent and received and they didn't care. I don't see how AT&T has any more responsibility here. They have the status on the phone itself, they have an account status AND a courtesy, but unnecessary, text alert that they were being foolish. How many layers must AT&T do?

I would think an alert at every GB over the limit would be appreciated by customers.

I don't think that it would. Maybe some, but only some. And whether or not it would be appreciated doesn't in any way make AT&T at fault.

What I would like to see is companies give their customers the options of what to do when data runs out.

"You have met your data cap What would you like to do?"

1. Continue using data (warning, you will be charged per GB of data you use!)
2. Upgrade to next tier of data plan
3. Disable data until your next billing cycle.

I get text messages from Verizon at 75, 80, and 95%, so that is kinda option 1. They actually offer the upgrade to next data tier option via text message, but not the option to disable my data.

But I can do all of that with my phone now, right? It would be a redundant service?

You say that like redundancy is a bad thing.

And sure -- you and I know how to go into our phones and turn off the data bits until we want them on. However, the average user may or may not know this. If the carrier can do it, why not let them do it for those who can't be bothered to do it, or don't know how to google for it?

Because it isn't their job to do it

Why isn't it? They are the service provider. They would come out the hero in this case. AT & T could have "saved" their customer from their kid and disabled data, rather than giving the customer a heart attack by way of a $2k bill.

I seriously doubt they'll want to stay with AT&T after paying $2k.

you'd think that, but they are already paying huge AT&T fees and getting crap service. Why would they switch over one extra large bill? If they cared, they'd not be on AT&T anyway. Not like TMobile doesn't work great in SF with unlimited data already.

It's just a kick in the pants no matter what the reasoning. If I paid a carrier $2k in one month I wouldn't want to pay them anymore as long as there was a reasonable alternative. In most cities there is.

@dafyre said:

@scottalanmiller said:

@dafyre said:

@scottalanmiller said:

@dafyre said:

@scottalanmiller said:

@IRJ said:

@scottalanmiller said:

@IRJ said:

@scottalanmiller said:

@IRJ said:

I believe everyone is at fault here, the son, the father, and AT&T. Everyone already mentioned why the father and son our at fault, but AT&T should have proactive monitors that send out redflags once a data bill hits a certain threshold. Especially if the family's typical phone bill is $150 and all the sudden is $2000. That should send a redflag somewhere and something should be done to ensure the customer really wants to accept the outrageous data charges.

But they did, right?

a single text message

how much hounding does one need. The message was sent and received and they didn't care. I don't see how AT&T has any more responsibility here. They have the status on the phone itself, they have an account status AND a courtesy, but unnecessary, text alert that they were being foolish. How many layers must AT&T do?

I would think an alert at every GB over the limit would be appreciated by customers.

I don't think that it would. Maybe some, but only some. And whether or not it would be appreciated doesn't in any way make AT&T at fault.

What I would like to see is companies give their customers the options of what to do when data runs out.

"You have met your data cap What would you like to do?"

1. Continue using data (warning, you will be charged per GB of data you use!)
2. Upgrade to next tier of data plan
3. Disable data until your next billing cycle.

I get text messages from Verizon at 75, 80, and 95%, so that is kinda option 1. They actually offer the upgrade to next data tier option via text message, but not the option to disable my data.

But I can do all of that with my phone now, right? It would be a redundant service?

You say that like redundancy is a bad thing.

And sure -- you and I know how to go into our phones and turn off the data bits until we want them on. However, the average user may or may not know this. If the carrier can do it, why not let them do it for those who can't be bothered to do it, or don't know how to google for it?

Because it isn't their job to do it

Why isn't it? They are the service provider. They would come out the hero in this case. AT & T could have "saved" their customer from their kid and disabled data, rather than giving the customer a heart attack by way of a $2k bill.

I seriously doubt they'll want to stay with AT&T after paying $2k.

@dafyre said:

@scottalanmiller said:

If you take the lump sum vs. the payout let's show some math....

1. The taxes are about the same because they are at the max. So no tax advantage to the long term pay off.
2. One allows you to invest, the other steals your money through inflation (unless you believe that there will be deflation over 20 years which has never happened in history but hey, if you are the betting kind...)

So let's way you get $20m after taxes. That's one $20m payoff or 20 $1m payoffs.

The lump goes straight into investments and ears roughly $2m a year in interest. In the FIRST YEAR you are making more in interest on the money than the annual payoff will be. You earn an extra $1 after the first year ALONE.

Going into the second year, assuming both are investing, the lump person has $22m and the other has $1m. The year end revenue will be $2.2m vs .1m. The person with the lump sum is actually accelerating in revenue versus the person taking the long term payoff.

It would be estimated that by the time that the payoff of $20m was completed, the lump person could have $80m or so, in the bank.

That's assuming you use a managed company like Vanguard to handle your money. But your average Joe isn't going to be thinking about that right away. I personally would take the lump sum and invest most of it.

As long as you don't do any of the things those 10 giant losers did, you're probably better off. I'd try to diversify. I wouldn't want too much of my money in 1 area. Might even put a few million into bitcoin and see what happens.

@scottalanmiller said:

@quicky2g said:

Interesting that #7 says any financial adviser would tell you to take a lump sum. Every other article I'm reading says not to do that.

That's because random articles give bad advice. Basic financial sense is that the lump sum is way, way better. Financially speaking.

Until you splurge and spend it all lol. Might be better for some people to get an "allowance" from the lottery every year.

@dafyre said:

@quicky2g said:

I read somewhere that like 46% of winners spend all their money within 5 years. If you won $1.5 billion and even took home $500 million after taxes, you'd have to spend $45k every day for 30 years to blow it all. How is that even possible?

Like this...
http://myfirstclasslife.com/10-lottery-winners-blew/?singlepage=1

However... this sounds like some sound advice...

http://www.businessinsider.com/mark-cuban-advice-powerball-lottery-winners-2016-1

Interesting that #7 says any financial adviser would tell you to take a lump sum. Every other article I'm reading says not to do that.

@dafyre said:

@quicky2g said:

I read somewhere that like 46% of winners spend all their money within 5 years. If you won $1.5 billion and even took home $500 million after taxes, you'd have to spend $45k every day for 30 years to blow it all. How is that even possible?

Like this...
http://myfirstclasslife.com/10-lottery-winners-blew/?singlepage=1

However... this sounds like some sound advice...

http://www.businessinsider.com/mark-cuban-advice-powerball-lottery-winners-2016-1

Wow #9 gets an allowance from his parents

I read somewhere that like 46% of winners spend all their money within 5 years. If you won $1.5 billion and even took home $500 million after taxes, you'd have to spend $45k every day for 30 years to blow it all. How is that even possible?

@JaredBusch said:

@quicky2g said:

Never heard of ownCloud but tried watching some of the features videos

https://owncloud.org/features/

and whoever made them sounds like a 14 year old boy going through puberty. Just can't keep watching.

At the core, ownCloud is basically a self hosted DropBox.

I use it at multiple clients and use it personally.

Hmmm guess I'll have to try it out. I like the idea of staying off the grid with my files. What's your beef against having your own hosted email server?

Never heard of ownCloud but tried watching some of the features videos

https://owncloud.org/features/

and whoever made them sounds like a 14 year old boy going through puberty. Just can't keep watching.

@JaredBusch said:

@brianlittlejohn said:

Bad decision on Apple's part to have it on by default.

Bullshit. Bad parenting. It is impossible to unknowingly blow over you cell plan package with any of the top 4 carriers. The parent willingly ignored notices.

From the article.

This is why some people just shouldn't use technology. All the click happy Windows users with 100 toolbars got cell phones and this type of crap happens.

Wouldn't mind winning $1.5 billion

But didn't realize how much work it is after winning

http://twocents.lifehacker.com/what-to-do-with-the-money-if-you-actually-win-tonights-1752573569

@Nic said:

@hobbit666 said:

@Nic said:

I've still got a bunch of home keycodes I can give out.

Can I have one?? Setting up a laptop for the possibly soon to be Ex-Wife and the kids but would like them to be protected was just about to buy a license after reading the above post then saw this lol.
@Nic

Sure, I'll PM you one.

I've never tried it before but want to after hearing all the positive reviews in here. If you have an extra one shoot it my way for my desktop...replacement for Avast.

@DustinB3403 said:

@Kelly said:

There aren't easy or cheap solutions, but not doing anything is worse. Maybe we should make carriers fiscally responsible for identity breaches provably caused by out of date OS versions.

How would you force the update on the phone, constant prompting, and after so many prompts it's just forced?

I'd rather suck dog farts than have my rooted Samsung phone updated automatically and go back to stock bloatware that I can't rid of.

Old article but reviewer smashed on Webroot.

@Nic said:

@quicky2g said:

Maybe I should move to Colorado and work for Webroot...

http://www.webroot.com/us/en/company/careers/

https://hiring.accolo.com/jobs/Broomfield/Colorado/Network_Engineer/386572935/job.htm

Yeah we're hiring a lot of people at the moment!

If only I had family out there and a house with some equity in it lol. Just bought it 18 months ago.

Maybe I should move to Colorado and work for Webroot...

http://www.webroot.com/us/en/company/careers/

https://hiring.accolo.com/jobs/Broomfield/Colorado/Network_Engineer/386572935/job.htm

@travisdh1 said:

@johnhooks said:

@quicky2g said:

Really liking glances.

My Ubuntu install:

sudo apt-get install python-pip build-essential python-dev
sudo pip install --upgrade glances
sudo pip install bottle

Optional for hardware sensors:

sudo apt-get install lm-sensors
sudo pip install PySensors

Just running "glances" at cli got me the interface. Web server worked like this:

sudo glances -w -B 10.1.1.1

Worked at http://10.1.1.1:61208

Ran a few simultaneous web server instances in the background for local network and Hamachi:

sudo glances -w -B 10.1.1.1 &
sudo glances -w -B 25.25.25.25 &

Definitely going into rc.local now.

Anyone get https working?

That's really nice. I've never used the web version before, just the cli.

Just shows how little I've actually dug into it beyond running sensor-config first, I didn't realize it had another display available. The command line version works so well, and it made so I wasn't jumping between top, iftop and iotop all the time. I was a happy geek.

The mobile version is pretty slick too. Only reason I tried the web version was because of the screenshot on their website:

https://nicolargo.github.io/glances/

@BRRABill said:

@travisdh1 said:

Where's an experimental physicist who's built a time machine? Why do I have a feeling we all feel the same way!?

If there was one anywhere it would be here on ML.

Better put on the time machine hat and get to work

Really liking glances.

My Ubuntu install:

sudo apt-get install python-pip build-essential python-dev
sudo pip install --upgrade glances
sudo pip install bottle

Optional for hardware sensors:

sudo apt-get install lm-sensors
sudo pip install PySensors

Just running "glances" at cli got me the interface. Web server worked like this:

sudo glances -w -B 10.1.1.1

Worked at http://10.1.1.1:61208

Ran a few simultaneous web server instances in the background for local network and Hamachi:

sudo glances -w -B 10.1.1.1 &
sudo glances -w -B 25.25.25.25 &

Definitely going into rc.local now.

Anyone get https working?

@travisdh1 said:

@Minion-Queen said:

Waiting on the website..... yeah yeah I know I need about 20 more hours in every day

Where's an experimental physicist who's built a time machine? Why do I have a feeling we all feel the same way!?

Double upvote.