Random Thread - Anything Goes
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Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
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@eddiejennings Tomorrow you'll need a new transmission.
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@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Selling my house and cars and everything was the best feeling ever for sure.
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@nadnerb said in Random Thread - Anything Goes:
Azure is blue, so we can say they did. Even if they did it thinking azure sky.
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@scottalanmiller said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Selling my house and cars and everything was the best feeling ever for sure.
But didn't you sell the house just to buy a .... larger residence?
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@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
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@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
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@eddiejennings said in Random Thread - Anything Goes:
@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
@eddiejennings said in Random Thread - Anything Goes:
@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
Make sure you plan appropriately...
Below is best case IMO.
I'd aim to put enough away to have $3M+ minimum by 2053.
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@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
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@obsolesce said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
@eddiejennings said in Random Thread - Anything Goes:
@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
Make sure you plan appropriately...
Below is best case IMO.
I'd aim to put enough away to have $3M+ minimum by 2053.Jeez - Guess I'll just cancel the install of fiber and just have them install my ashes in a server so I can keep working. My god..
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@krzykat said in Random Thread - Anything Goes:
@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
Every house for sale around here gets snatched up by companies for rental property. Quick lipstick reno, $2k a month for a 3/2. Which is why my house has doubled in value in 6 years of ownership. My neighbor turned down a cash offer (as is, no inspection) of nearly 300k, probably triple what he paid 12 years ago.
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@krzykat said in Random Thread - Anything Goes:
@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
Yeah, this is what I want to get into myself... planning on changing my 401K contribution to get max match from employer, then take the rest and buy realestate
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@rojoloco said in Random Thread - Anything Goes:
@krzykat said in Random Thread - Anything Goes:
@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
Every house for sale around here gets snatched up by companies for rental property. Quick lipstick reno, $2k a month for a 3/2. Which is why my house has doubled in value in 6 years of ownership. My neighbor turned down a cash offer (as is, no inspection) of nearly 300k, probably triple what he paid 12 years ago.
What I want to know is - if people can afford those rental prices - why not just buy?
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@dashrender said in Random Thread - Anything Goes:
@rojoloco said in Random Thread - Anything Goes:
@krzykat said in Random Thread - Anything Goes:
@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
Every house for sale around here gets snatched up by companies for rental property. Quick lipstick reno, $2k a month for a 3/2. Which is why my house has doubled in value in 6 years of ownership. My neighbor turned down a cash offer (as is, no inspection) of nearly 300k, probably triple what he paid 12 years ago.
What I want to know is - if people can afford those rental prices - why not just buy?
Bad credit. And general jackassery, like the tweaker neighbors that were screaming and fighting in the driveway last night... Which brought 3 cop cars this morning, which is NEVER seen in our neighborhood.
Fucking renters.
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@rojoloco said in Random Thread - Anything Goes:
@dashrender said in Random Thread - Anything Goes:
@rojoloco said in Random Thread - Anything Goes:
@krzykat said in Random Thread - Anything Goes:
@obsolesce I've been investing a bit in rental real-estate. I call it my triple play:
- Hedge against inflation
- Life insurance policy
- Retirement plan
Every house for sale around here gets snatched up by companies for rental property. Quick lipstick reno, $2k a month for a 3/2. Which is why my house has doubled in value in 6 years of ownership. My neighbor turned down a cash offer (as is, no inspection) of nearly 300k, probably triple what he paid 12 years ago.
What I want to know is - if people can afford those rental prices - why not just buy?
Bad credit. And general jackassery, like the tweaker neighbors that were screaming and fighting in the driveway last night... Which brought 3 cop cars this morning, which is NEVER seen in our neighborhood.
Fucking renters.
yeah - but do you really want to rent to those people? I suppose if you demand 4 months rent as security deposit AND first and last month rent. AND you have fucking OMG awesome landlord insurance.
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@eddiejennings said in Random Thread - Anything Goes:
@phlipelder said in Random Thread - Anything Goes:
@eddiejennings said in Random Thread - Anything Goes:
Small victories in life are often the sweetest! As of about 10 AM today, I paid off my car loan. The taste of freedom being being debt-free is so nice.
Both our vehicles were paid off this summer. We've been eyeing the idea of purchasing a 3500 series diesel for a 5th wheel trailer.
But I ain't gonna pay $85K+ for a truck.
The used vehicle market up here is nuts right now. Any truck for sale doesn't get below 70% of retail unless it's a wreck.
And yes, it is a good feeling.
We're putting the extra cash flow into fun things with the fam.
My next goal is building some general savings. I'm putting a good bit away for retirement, but I need to increase my more liquid savings that's easily accessible in case of hardship.
With the MSP revolution a number of years ago, a decade or more even?, we presented proposals to all of our clients. Since they are mostly accounting firms they didn't go for the full meal deal (OpEx versus CapEx) but did opt in for a blended approach.
Residual Income (Rich Dad, Poor Dad kind of stuff though I've never read the book(s) but had buddies around me into Silver Bullets preach to me) is the key.
It kept us going when I was incapacitated after an auto accident in 2016.
So, start there.
