SMB vs Enterprise
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@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
Those tax numbers look similar to here, depending on tax bracket.
I'm in the
28% Federal
6.84% State
7.5% FICA (federal Social Security and Medicare).
42.34% in what we call normal taxesAdditionally I pay
0.86% twice a month for health insurance
4.5% twice a month into HSA (health savings account to by my $5250 max per year out of pocket health costs - after which insurance picks up covered things at 100%)Before private savings I have 47.7% removed from my paycheck.
Now because Social Security pays out next to nothing compared to my current income, I save an additional substantial amount.
At the end of the day, I'm well below 40% of my wage left over to pay my mortgage, car payment, groceries, etc.
Of course this doesn't consider that in Nebraska, we have 7% sales tax on everything except non prepared food, and restaurants have an extra 1.5% on top of that.
So really that 40% is more like 35% or less.Europe has high sales taxes, too. Higher than Nebraska normally. But it is a different kind of tax and we don't consider that as part of income taxes in most cases. It certainly contributes to total tax rates but not in quite such a direct way.
Right, which makes comparing prices much more challenging between the US and EU. The imbedded VAT - yeah, not a fan.
it's the best, you always know what you are paying. The US has hidden taxes that you can never predict or verify.
Please explain? I know if I see something say it's $10, I know the tax is $0.70. In the EU, if I see something for 10 Euro, I have no clue how much of that is taxes.
it's like fuel here in the US - I don't get a break down of how much of my $2.10/gal is taxes, because I'm only told this gal costs me $2.10 with no explanation.
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@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
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@matteo-nunziati said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
So the STATE is paying for their time away?
Yep!
Right, the STATE pays, but only after the business paid taxes into the STATE to cover that - the business and the people.
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@Dashrender said in SMB vs Enterprise:
@matteo-nunziati said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
So the STATE is paying for their time away?
Yep!
Right, the STATE pays, but only after the business paid taxes into the STATE to cover that - the business and the people.
Taxes aren't the same at all, because that's spread out over all companies and all people. It's the risk that a single company will suddenly, without control or warning, have its entire staff leave and need full pay even though they left. A company can't absorb that. A flat tax rate on all people so that the risk is shared by the country is perfect. No matter how you slice or dice it, businesses pay the cost of people being at home, with or without tax. Money comes from business, people staying home cost money. So never think of it as taxes paying for it, it's just economics.
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@scottalanmiller said in SMB vs Enterprise:
@matteo-nunziati said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@matteo-nunziati said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
So the father/mother
you have to declare which of the parents wants how many months (max cumulative is 9 if I'm correct), then the employer HAS to pay full salary to that parant, no way out.
after the 9 months you can ask for extra but your salary is halved or less. the employer -in theory- can't say no.
also if your child has a recognized handicap you have extra months and extra hours life long util your child ages up to 18.
mine is a deaf daughter so my wife has got a lot of extra timing in the early years. At the time I was a consultant so no paternity, just stay at home or get the salary...This is the kind of stuff that makes the SMB effectively impossible in the EU. I love the concept, but any SMB in the US would basically go out of business having to pay nine months of salary to someone that isn't working. That's easily 20% of their workforce. Imagine if two or three people did that. The risk factor is insane.
well this is included in the taxes paid for/by the employee. actually state is paying for them. Well, actually the company pays and then asks refunds to state.
So the STATE is paying for their time away? In the US, the employer pays for it, there is no reimbursement at all.
That's what I meant before when I said the companies get it from the government...
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@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
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@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
It came from Europe, but Europeans didn't even know what it was or how diseases like that spread at the time. 90% of North America was dead before Europeans even got there to see them. They could not have spread it intentionally, everyone was dead before anyone knew what had happened. And in Latin America, it wasn't Europeans that brought it.
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@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
It came from Europe, but Europeans didn't even know what it was or how diseases like that spread at the time. 90% of North America was dead before Europeans even got there to see them. They could not have spread it intentionally, everyone was dead before anyone knew what had happened. And in Latin America, it wasn't Europeans that brought it.
https://en.wikipedia.org/wiki/Native_American_disease_and_epidemics
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@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
It came from Europe, but Europeans didn't even know what it was or how diseases like that spread at the time. 90% of North America was dead before Europeans even got there to see them. They could not have spread it intentionally, everyone was dead before anyone knew what had happened. And in Latin America, it wasn't Europeans that brought it.
https://en.wikipedia.org/wiki/Native_American_disease_and_epidemics
That was many generations later. The American world was already all but wiped out by then. It was the little understood 1616 epidemic, that wasn't even fully recognized until the last decade, that wiped out 90% of the entire population of the new world before the Europeans had even settled in North America. That's why Plymouth Colony was empty and built on the burial grounds and abandoned villages of the area.
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@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
It came from Europe, but Europeans didn't even know what it was or how diseases like that spread at the time. 90% of North America was dead before Europeans even got there to see them. They could not have spread it intentionally, everyone was dead before anyone knew what had happened. And in Latin America, it wasn't Europeans that brought it.
https://en.wikipedia.org/wiki/Native_American_disease_and_epidemics
That was many generations later. The American world was already all but wiped out by then. It was the little understood 1616 epidemic, that wasn't even fully recognized until the last decade, that wiped out 90% of the entire population of the new world before the Europeans had even settled in North America. That's why Plymouth Colony was empty and built on the burial grounds and abandoned villages of the area.
Where did the plague come from then?
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@Dashrender said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Tim_G said in SMB vs Enterprise:
@scottalanmiller said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
OH the immigration to the US definitely killed off the American Indian culture (with the exception of the Indian reservations. Indian culture and western culture were basically incompatible, so one had to go.
Most Indian culture was gone before the Europeans arrived. European immigration was a terrible factor, but not the big one. The Europeans coming to the new world in what is now the US found much of it already empty due to the plague that literally decimated the population. Indian culture was going through a shift when the Europeans arrived. Of course having the Europeans here totally changed things, too. but it wasn't the driving factor.
And take a guess on where that plague came from? They even purposely spread it!
It came from Europe, but Europeans didn't even know what it was or how diseases like that spread at the time. 90% of North America was dead before Europeans even got there to see them. They could not have spread it intentionally, everyone was dead before anyone knew what had happened. And in Latin America, it wasn't Europeans that brought it.
https://en.wikipedia.org/wiki/Native_American_disease_and_epidemics
That was many generations later. The American world was already all but wiped out by then. It was the little understood 1616 epidemic, that wasn't even fully recognized until the last decade, that wiped out 90% of the entire population of the new world before the Europeans had even settled in North America. That's why Plymouth Colony was empty and built on the burial grounds and abandoned villages of the area.
Where did the plague come from then?
They don't know for sure. The common theory was from contact with fishing boats. But as it was undocumented, no one knows for sure. Everyone is sure that it spread from European contact, but not settled contact. And it was before Europeans knew what diseases were, so it could not have been intentional. In other parts of the world, those diseases were pretty minor, so that it killed people at any rate was quite shocking and there was no way to predict it, or to know about it.
When the Spaniards explored the Mississippi Valley, the death had happened in front of them so they only discovered empty cities, they had no idea what had happened or how long before.
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Even in modern times, the impact of some traditional diseases on unprepared American populations was believed to be a myth until small pox hit a remote Amazonian Basin area and the death rate hit 90% inside the fire line.
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I think I was originally thinking of New Spain (modern day Mexico) and even South America. 1500's
https://en.wikipedia.org/wiki/List_of_epidemics
But even still, in the mid 1700s, it was used as an early biological warfare or weapon on the Indians.
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@Tim_G said in SMB vs Enterprise:
I think I was originally thinking of New Spain (modern day Mexico) and even South America. 1500's
https://en.wikipedia.org/wiki/List_of_epidemics
But even still, in the mid 1700s, it was used as an early biological warfare or weapon on the Indians.
Oh yes, by the 1700s. Sure. But that was several generations after the original culture and even some civilizations had been wiped out completely.
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@Dashrender said in SMB vs Enterprise:
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
You need to stop following Donald Trump on Twitter
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@Carnival-Boy said in SMB vs Enterprise:
@Dashrender said in SMB vs Enterprise:
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
You need to stop following Donald Trump on Twitter
Thought I recognised that statement. Absolute bollocks.
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@Dashrender said
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
There are in fact areas the police are not able to patrol heavily. I grew up in Slough which now has areas where the police do not go unless they are in force and in riot gear, there are also parts of East London which are in a similar bad spot.
I was passing through Woolwich Arsenal, a massive fight had broken out....between 2 groups of angry white men....wearing different football uniforms.
Sharia law has nothing to do with it, its down to crime and vandalism, There are cases of gangs harassing women and individuals using "Sharia" as justification but they are in the minority.
Christianity also has its fair share of violent fools. Look at the Westboro baptist church.
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@Breffni-Potter said in SMB vs Enterprise:
@Dashrender said
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
There are in fact areas the police are not able to patrol heavily. I grew up in Slough which now has areas where the police do not go unless they are in force and in riot gear, there are also parts of East London which are in a similar bad spot.
I was passing through Woolwich Arsenal, a massive fight had broken out....between 2 groups of angry white men....wearing different football uniforms.
Sharia law has nothing to do with it, its down to crime and vandalism, There are cases of gangs harassing women and individuals using "Sharia" as justification but they are in the minority.
Christianity also has its fair share of violent fools. Look at the Westboro baptist church.
Interesting to basically see confirmation of what I heard.
Of course evil things are do in the name of any/everything. Sharia is just the one I heard about. -
@Dashrender said in SMB vs Enterprise:
@Breffni-Potter said in SMB vs Enterprise:
@Dashrender said
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
There are in fact areas the police are not able to patrol heavily. I grew up in Slough which now has areas where the police do not go unless they are in force and in riot gear, there are also parts of East London which are in a similar bad spot.
I was passing through Woolwich Arsenal, a massive fight had broken out....between 2 groups of angry white men....wearing different football uniforms.
Sharia law has nothing to do with it, its down to crime and vandalism, There are cases of gangs harassing women and individuals using "Sharia" as justification but they are in the minority.
Christianity also has its fair share of violent fools. Look at the Westboro baptist church.
Interesting to basically see confirmation of what I heard.
Of course evil things are do in the name of any/everything. Sharia is just the one I heard about.Some of the worst things in recorded human history have happened in the name of one god or another.
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@Dashrender said in SMB vs Enterprise:
@Breffni-Potter said in SMB vs Enterprise:
@Dashrender said
I don't know if this is true or not, but I'm hearing this is the case regarding Muslims in the UK. There are sections of the UK where the police don't even go because Sharia Law is taking over.
There are in fact areas the police are not able to patrol heavily. I grew up in Slough which now has areas where the police do not go unless they are in force and in riot gear, there are also parts of East London which are in a similar bad spot.
I was passing through Woolwich Arsenal, a massive fight had broken out....between 2 groups of angry white men....wearing different football uniforms.
Sharia law has nothing to do with it, its down to crime and vandalism, There are cases of gangs harassing women and individuals using "Sharia" as justification but they are in the minority.
Christianity also has its fair share of violent fools. Look at the Westboro baptist church.
Interesting to basically see confirmation of what I heard.
Of course evil things are do in the name of any/everything. Sharia is just the one I heard about.Literally said Sharia Law has nothing to do with it. You was talking about Muslims but that has nothing to do with it either.
The rest described is just rough areas in general.
